If your employer has provided the benefit of a Flex Spending Account you are eligible to up to 40% of the cost of you and your family’s dental work by using pre-tax dollars.
By the end of the year, your Flex Spending Accounts may not be available for you to use due to new legislation.
Here are some ways for you to use your FSA before the end of the year:
- Plan major expenses ahead of time. You can prevent the hit of a major expense by spreading the cost throughout the year.
- If you have Orthodontia Insurance, you can pair it with your FSA to save a substantial amount of money on your orthodontia. The only approved FSA expense that can be reimbursed during the course of treatment and payments are made, is orthodontia.
- You must claim your services provided by the end of the period determined by your plan.
- Look over coverage from your insurance and expenses that you have to pay thoroughly before you determine how much to put into your FSA. This will help you prevent losing left-over money at the end of your plan’s year and make sure to receive your eligible savings.
- Cosmetic procedures are not covered expense for your FSA. Things like Veneers (unless it is a health issue), whitening, won’t be re-imbursed.
Every time you arrive for a dental appointment, show your dental insurance ID card. Make sure you understand your benefits before you being to pay for dental expenses. Be diligent and use your FSA to pay only your